Appraisal services for Twinsburg and Summit County homeowners

Here are the top seven reasons OH homeowners call on Linda M Oltmanns:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To reduce a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in OH by determining the true market value of real estate in question

Need help determining the value of your house in or near Twinsburg, OH?
Contact Linda M Oltmanns.

We at Linda M Oltmanns understand the special needs of a consumer after appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Linda M Oltmanns, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to cancel PMI

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping people just like you get rid of unwanted PMI insurance.

Challenge Summit county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal from Linda M Oltmanns is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Linda M Oltmanns can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Linda M Oltmanns can help you with that. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.